Make hay while the sun shines.

Assuming the average age of a person reading my blog to be 25 approx. and you as one of them, here is some piece of advice.
Have you started investing if not so then start asap. This is the right time to take risks as your responsibilities are not much. Equities are better return provider compared to other tax saving activities if done in a proper manner. The appetite for risk will reduce slowly as one grows in age because of the need for financial security. Hence "Make hay while the sun shines."

Cash v/s sanity

They say, we do;
They pay, we spend;
At last all comes to an end.

This is the quintessence of the modern day "Indian Techie's" reality. All the so called hard earned money is being ploughed back to where it all came from, ain't this consumerism supposed to benefit somebody. People are getting hooked on to the western way of life. This is not some harangue about how I feel but hard facts of life which no one is ready to face. People want to own things from money which does'nt belong to them (even I will fall prey to this), a temptation which is hard to resist. A lot of anything is bad, same principle applies to liquidity, a lot of liquidity ensures that not all the investments made by people are sound as there is a lot of cash at hand. And this is what all leads to downslides and panic when basic fundamentals are not followed.

Well that's for starters, real stuff starts now, Mahurat's over man.

Made an observation, thought why not let others benefit from it: Human psyche is strange, God knows what they expect and how can the needs be satiated by something so mundane. If you pay for a substance which comes out of your pocket then you question otherwise it's ok. Has second handedness become the order of the day.

We are so ok with our comfort zones that no one wants to raise questions.
How can one forget that everyone's answerable. Nobody is above the system. But still things go on.

LOts to tell, I should have started early, but it's never too late

So this is 14th, Dec. Few days to go for next year, but what the heck monotonicity still remains. Sometimes forced to ponder is mediocricity a bliss, how much can one play safe.